Saturday, April 25, 2015

'Complaints of over-billing, unsatisfactory services at Central Government Health Scheme

NEW DELHI: The Government has received complaints of "over-billing and unsatisfactory services" from beneficiaries of Central Government Health Scheme (CGHS) and has constituted a committee to look into the issue, the Lok Sabha was told today.

"Yes. Some complaints from CGHS beneficiaries regarding over-billing and unsatisfactory and deficient services have been received by CGHS and the same has been taken up with Director Forsan Healthcare Pvt Ltd," Health Minister J P Nadda informed the Lok Sabha in a written reply to a question.

Forsan is the service provider for dental clinics run in the CGHS dispensaries.

The Minister said that an internal committee comprising of dental specialists has been constituted to look into the complaints received.

"About 3,000 bills of CGHS Delhi for period of 2011-13 have been checked by the committee and it has recommended refund of Rs 3.13 crore from the pending bills of the agency.

"Additionally, bill amount of Rs 1.79 crore (approximately) has been withheld," Nadda said.

He informed the Upper house that CGHS has also constituted two standing committees to look into the working and other related issues to keep a check over the quality of services provided by the agency.

Additionally the bills submitted by the agency are now scrutinized by the CMO of the wellness centres to which these dental units are attached, Nadda said.

Replying to another question, he said that the Indian Council of Medical Research has informed that so far 14 Virus Research and Diagnostic Laboratories (VRDL) have been established by the council.

He said that the department of health research has launched a scheme on "Establishment of a Network of Laboratories for Managing Epidemics and Natural Calamities" for implementation during the 12th Plan period.

"The target under the scheme is for 10 regional labs, 30 state level labs and 120 medical college level labs. 30 VRDLs have been established under the scheme," he said.

He said that the funds released under the scheme for establishment of VRDLs during 2013-14 are Rs 34 crores and Rs 30 crores respectively. The approval committee constituted under the scheme has approved 51 VRDLs and funds have been released for 30 VRDLs, he added.


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Central Employees Asked To File Lokpal Property Returns After Office Hours, On Holidays

New Delhi: The Central government employees should file details of their assets and liabilities under the new Lokpal Act after office hours and on holidays, the government has said as the deadline for submitting the declarations by them ends on Thursday.

Many employeess have also complained of slow speed of an online system meant for filing these declarations.

“Officers are also advised to use Google Chrome browser to access the system as it runs better in this browser,” the Department of Personnel and Training (DoPT) said in an order.

Several telephonic messages have been received regarding slow speed of the system making it difficult for officers in filing the return, it said.

“As the system is accessed by thousands of officers at the same time during office hours, it makes the system slow,” the order said.

The DoPT has taken up the issue of slow speed of system with National Informatics Centre (NIC) authorities for upgradation of the server. “At the same time, it is also informed that as it is online system, officers may try filing their return after office hours and on holidays when the system is less congested,” it said.

An online system has been hosted at www.Cscms.Nic.In for filing the assets declarations by Central Secretariat Service (CSS) officers.

Similarly, an online system PRISM (Property Related Information System) has also been developed by NIC for IAS officers, the DoPT has earlier said.

The first return under the Lokpal and Lokayuktas Act as on August 1, 2014 should be filed on or before April 30.

Government employees have to also file next annual return under the Act for the year ending March 31, 2015, on or before July 31, this year.

The declarations under the Lokpal Act are in addition to the Immovable Property Returns (IPRs) filed by them under existing services rules.

The DoPT had last year notified the Public Servants (Furnishing of Information and Annual Return of Assets and Liabilities and the Limits for Exemption of Assets in Filing Returns) Amendment Rules, 2014.

As per the rules, every public servant shall file the returns of his assets and liabilities, including that of his spouse and dependent family members, as on March 31, every year on or before July 31 of that year.

For 2014, the last date for filing these returns was September 15 last, which was later extended to December-end and now till April 30, 2015.

All Group A, B, and C employees are supposed to file a declaration under the new rules.

Inputs with PTI


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Railways: LTC rules changed, more benefits for unmarried employees

New Delhi, April 24: Unmarried central government employees can now avail benefits of Leave Travel Concession (LTC) for visiting any part of the country, as per a relaxation in the rule, which earlier restricted them to use the facility for going to their hometown only.

"It has been decided that the facility of conversion of home town LTC to allow travel to different parts of the country, under the special dispensation scheme, will also apply to an unmarried central government servant, who is eligible to avail the benefit of LTC to visit hometown every year," a fresh order issued by the Department of Personnel and Training (DoPT), said.


The facility may be availed by converting one occasion of hometown LTC out of the block of four years, it said.

As per norms, an eligible government employee gets to-and-fro journey reimbursement after availing LTC.

However, employees are supposed to undertake the visit from the place of their posting to their hometown.

The DoPT has been allowing special dispensation to the government servants for taking LTC from time to time by relaxing rules.

Presently, one such dispensation in operation is the relaxation for the government servants to travel by air to visit North East region, Jammu and Kashmir or to the Andaman and Nicobar Islands by converting one block of hometown LTC available to them.

The DoPT has received references seeking clarification on the admissibility of conversion of hometown LTC facility into travel to different parts of the country, which is permissible under special dispensation, to such unmarried government servants.

The matter was examined in consultation with the Ministry of Finance and it has been decided to allow unmarried government employees to visit any other part of the country under the LTC scheme, it said.

Source:Railways: LTC rules changed, more benefits for unmarried employees
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Tax Relief To Family Members of Differently Abled

Section 80DD of the Income Tax Act, 1961, inter alia, provides for a deduction to an individual or HUF, who is a resident in India, and

Incurs expenditure for the medical treatment (including nursing), training and rehabilitation of a dependant, being a person with disability; or

Pays any amount to LIC or any other insurer in respect of a scheme for the maintenance of a disabled dependant.

The section provides for a deduction of fifty thousand rupees if the dependant is suffering from disability and one hundred thousand rupees if the dependant is suffering from severe disability.

“Dependant” in the case of an individual, has been defined to mean the spouse, children, parents, brothers and sisters of the individual or any of them, and in the case of a Hindu undivided family, a member of the Hindu undivided family, if such person is dependant wholly or mainly on such individual or Hindu undivided family for his support and maintenance.

In view of the rising cost of medical care and special needs of a differently abled person, Finance Bill, 2015 proposes to amend section 80DD of the Income-tax Act so as to raise the limit of deduction in respect of a person with disability from fifty thousand rupees to seventy five thousand rupees and in respect of a person with severe disability, from one hundred thousand rupees to one hundred and twenty five thousand rupees.

This was stated by Shri Jayant Sinha, Minister of State in Ministry of Finance in written reply to a question in the Lok Sabha today.

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Friday, April 24, 2015

Leave Travel Concession (LTC) entitlements of unmarried Government servants - Conversion of Home Town LTC facility into travel to different parts of the country permissible under the special dispensation scheme

F. No. 31011/1/2013-Estt (A..IV)
Government of india
Ministry of Personnel. Public Grievances and Pensions
Department of Personnel and Training

Establishment A-IV Desk
North Block. New Delhi-110 001
Dated April 21, 2014


Subject:- Leave Travel Concession (LTC) entitlements of unmarried Government servants - Conversion of Home Town LTC facility into travel to different parts of the country permissible under the special dispensation scheme Clarification - regarding.

In relaxation to the Central Civil Services (Leave Travel Concession) Rules, 1988, special dispensation is allowed to the Government servants from time to time. Presently, one such dispensation in operation is the relaxation to the Government servants to travel by air to visit North-East Region or to Jammu & Kashmir or to the Andaman & Nicobar islands by converting one biock of Home Town LTC available to them.

2. Vide this Department’s Office Memorandum No. 31011/17/85-Estt.(A) dated 03.04.1986, unmarried Central Government employees, who have left their wholly dependent parents/sisters/minor brothers at their home town are allowed the benefit of LTC to visit their home town every year. This concession is in lieu of all other LTC facilities admissible to the Government servant himself and to his/her parents/sisters/minor brothers.

3. This Department is in receipt of references seeking clarification on the admissibility of conversion of Home Town LTC facility into travel to different parts of the country, which is permissible under special dispensation, to such unmarried Government servants.

4. The matter has been examined in consultation with Ministry of Finance. It has been decided that the facility of conversion of Home Town LTC to allow travel to different parts of the country. under the special dispensation scheme, will also apply to an unmarried Central Government servant, who is eligible to avail the benefit of LTC to visit Home Town every year. This facility may be availed by converting one occasion of Home Town LTC out of the four Home Town LTC occasions available in a block of four years.

(Surya Narayan Jha)
Under Secretary to the Government of India

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Issue of Medicines by Empanelled Private Hospital for 7 days Post Discharge

No.22D(07)/2014/ (WE)/D(Res)
Government of India
Ministry of Defence
Sena Bhawan, New Delhi

Dated : 22nd April, 2015

The Chief of Army Staff
The Chief of Naval Staff
The Chief of Air Staff


Subject : Issue of Medicines by Empanelled Private Hospital for 7 days Post Discharge

With reference to Govt. of India, Ministry of Defence letter No.24(8)/03/US(WE)/D(Res) dated 19th December 2003, I am directed to convey the sanction of Competent Authority for adoption of modification in procedure for reimbursement of medical expenses.

2. With a view to alleviate the inconvenience to ECHS beneficiaries in getting medicines immediately after discharge from empanelled private hospitals, it has been decided that ECHS beneficiaries who had taken inpatient medical treatment from a ECHS empanelled private hospital will be issued medicines from the treating private hospital at the time of discharge for a period up to seven (7) days. The hospital will raise bill for the medicines separately and submit it along with the hospital bill for inpatient treatment to ECHS for payment in case of ECHS beneficiaries who are entitled to avail cashless medical treatment at the hospital.

The above facility will however, be subject to the following conditions.

(i) Only essential medicines in generic form for continuity of treatment will be issued by the hospital. :
(ii) No Nutritional supplements, tonic, cough syrup, vitamins, irijections will be issued by the hospital. These are not allowed.

(iii) No non-drug items/equipments/appliances will be issued.

(iv) Total cost of such medicines issued by the hospital must not exceed Rs.2000/- in any case.

4. This facility will be applicable to only those bills raised by empanelled hospitals providing cashless medical treatment to ECHS beneficiaries for all diseases and treatments. However, the conditions as mentioned in Para 6 & 7 of letter under reference wili continue to be applicable for re-imbursement claims of ECHS beneficiaries for the period beyond 7 days from the date of discharge provided empanelled hospitals have issued medicines under this letter.

5. The provisions in this letter will be effective from date of issue of this letter.

6. Sanction of competent authority is hereby granted to regularize the issue of medicines in response to Central Organisation ECHS policy letter B/49761/ AG/ECHS/Eqpt/G-Corres dated 14 Nov. 2012. The re-imbursement of bills of the period from 14 Nov. 201,2 to the date of issue of this letter will be governed by provisions of this letter.

7. This issues with the concurrence of Ministry of Defence (Finance) vide their U.O. No 33(207)/2014.Fin/Pen dated 8-4-2015.

Yours faithfully,

(H.K. Mallick)
Under secretary to the Govt. of India

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Thursday, April 23, 2015

Submission of Fake Caste Certificates

Information about appointments secured on the basis of fake/false caste certificates is not centrally maintained.

However, the Central Government had undertaken a one-time exercise to collect information about appointments secured on the basis of fake/false caste certificates in the year 2010. As per information received from various Ministries/Departments etc. 1832 appointments were allegedly secured on the basis of fake/false caste certificates. Disciplinary proceedings had been instituted in all the cases. It was reported that out of the above 1832 cases, 276 had resulted in suspension/removal etc, whereas 521 cases were entangled into litigations and in remaining 1035 cases disciplinary proceedings were pending.

The Government instructions provide that an appointing authority should verify the caste status of SC/ST/OBC candidates at the time of initial appointment as well as at the time of promotion.

Chief Secretaries of States/Union Territories have been requested to issue instructions to the District Magistrates/ District Collectors/ Deputy Commissioners of the Districts to the effect that when asked to verify the veracity etc. of caste certificates, they should ensure at their own level that veracity of the caste/community certificate referred to the district authorities is verified and reported to the appointing authority within one month of receipt of request from such authority. In order to rule out collusion between candidates holding false/forged certificate and employees at the district level or sub-district level, disciplinary proceedings may be initiated against officers who default in timely verification of caste status in such cases or issue false certificates.

This was stated by the Minister of State for Personnel, Public Grievances and Pensions and Minister of State in the Prime Minister’s Office Dr. Jitendra Singh in a written reply to a question by Shri Rattan Lal Kataria in the Lok Sabha today.

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Aadhaar-based biometric verification system – Jeevan Pramaan

Government of India
Ministry of Personnel, P.G. & Pensions
Department of Pension & Pensioners’ Welfare


In November, 2014, the Prime Minister has launched an Aadhaar-based biometric verification system “Jeevan Pramaan” to enable pensioners to submit a digital Life Certificate on-line. This is an important step in realising the vision of Digital India. This facility has been provided in addition to the other existing methods of submitting Life Certificate.

2. “Jeevan Pramaan” aims at sparing the pensioners and family pensioners the trouble of visiting bank or any other pension disbursing agency for submission of Life Certificates. It is possible to submit the Life Certificate from personal computers and laptops or by visiting a conveniently located Common Service Centre. Further, banks will ensure authenticity of pension and other payments by linking Aadhaar number with bank accounts and PPO numbers.

3. All the pensioners/family pensioners are, therefore, advised to get themselves and their family members registered for Aadhaar and furnish this information to the Pension Disbursing Authority. This exercise may be completed at an early date so as to avoid inconvenience at the time of submission of Life Certificate in November, 2015.

4. For further details please visit https://jeevanpramaan.gov.in.

(Vandana Sharma)
Joint Secretary to the Government of India
All pensioners/family pensioners of Government of India

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‘Operation Five Minutes’ Now Unreserved Ticketing on your Mobile Phone

Suresh Prabhu Launches Mobile App for Paperless Unreserved Ticketing 

Fulfilling yet another commitment of the Railway Budget 2015-16, the Minister of Railways Shri Suresh Prabhakar Prabhu launched Mobile Application for Paperless Unreserved Ticketing through video conferencing on Egmore–Tambaram Suburban Section of Chennai, at a function here today. This is a pilot project covering 15 stations in Southern Railway and will be extended to entire country in phases. Referring his Railway Budget announcement, the Railway Minister said that for the passenger, the Indian Railways is committed to ‘Operation Five Minutes’ – that is, purchase of an unreserved ticket within five minutes and today’s launching of Paperless Unreserved Mobile Ticket is the first step in this area. He said that it will allow the passenger to buy a ticket on the move and allow him or her to board the train with the ticket secured on his or her mobile phone, without any need for printing the ticket. Shri Suresh Prabhu commended all the members of CRIS to develop the Paperless Unreserved Ticketing Mobile Application and hoped for speedy implementation of other IT projects in the pipeline. The railway Minister said that the innovative ideas are always welcome and said that he has set up ‘Kayakalp’ Council which will consider innovative ideas for the betterment of Indian Railways. 

Shri Suresh Prabhu also unveiled the plaque for the foundation of the Indian Railways Datacentre in Centre for Railway Information Systems (CRIS), an IT wing of Indian Railways, which will provide state-of-the art facilities to house the required computer equipment. Shri Prabhu said that he would expect this new building to be environmental friendly and called upon the officials to complete the construction of this building before scheduled deadline ensuring quality with less cost. 

Speaking on the, Chairman, Railway Board, Shri A.K.Mital said that CRIS, a IT arm of Indian Railways since 1986, has proved capable of managing large railway-wide IT applications such as Passenger Reservation System, Unreserved Ticketing System and Freight Operations Information System. He said that over the years, CRIS has implemented other centralised applications such as Control Officer Application, Crew Management System and Integrated Coaching Management System. Shri Mital said that with CRIS taking up the challenge of developing and implementing these large system, the Indian Railways will see a sea-change in the effectiveness and utilisation of its assets, cutting down cost and improving its services. 

Member Traffic, Railway Board, Shri Ajay Shukla said that the Unreserved Ticketing System is an important revenue generating system developed by CRIS. He said that nearly two crore passengers obtain unreserved tickets daily through nearly 11470 counters and 5836 locations generating about Rs. 52 crore of revenue per day. He congratulated CRIS for successfully developing Application App for paperless unreserved ticketing system on Indian Railways. 

To move forward in line with digital India, Centre for Railway Information Systems (CRIS) has developed a paperless Unreserved Ticketing feature in Mobile Application “utsonmobile” both for Android and Widows platforms. This will eliminate the need for printing of Unreserved Tickets on ATVMs at the stations. User can download ‘App’ from Google Play Store or Window Store. 

The application is being rolled out as a pilot between Chennai Egmore & Tambaram suburban Section of Southern Railway covering 15 stations. For paperless ticketing, GPS co-ordinates of suburban railway track on the Chennai Egmore-Tambaram section, plus 15 meters on either side of the tracks have been earmarked as Geo-Fencing area within which no ticket booking is allowed in order to ensure that passengers have ticket before commencing the journey. After implementation of paperless ticketing, facility of printing paper ticket at ATVM will not be available on Chennai-Egmore to Tambaram Section. 

The application provides necessary on-screen alerts to guide the passenger during the booking process. Payment for the ticket is done through the “Railway Wallet” feature in the “App”. After booking the ticket, the passenger will get the ticket confirmation screen which contains limited information of the ticket. The paperless journey ticket will be stored in the local mobile application database in the encrypted form which cannot be tampered with. The passenger has to start the journey within 1 hour as per policy for suburban sections. Ticket booked in paperless mode cannot be cancelled in order to prevent claiming of refund after travel. 

The ticket has distinct colour scheme everyday and it is embedded with Quick Response (QR) code. It cannot be forwarded to another mobile or edited or printed. The old invalid tickets will be removed from the mobile device through a sync feature in the ‘App’. 

For the purpose of ticket checking, the application has various features such as colour scheme, show ticket features, secret code of the day, booking time of the ticket and scrolling of legend “IR UNRESERVED TICKETING’. In case of mobile in disconnected mode, it will be checked through QR Code. 

The Indian Railways Datacentre will be a new building in the premises of existing CRIS office. Indian Railways depends heavily on Information Technology for its customer facing commercial activities, train operations, and internal management. Critical IT applications run 24 hours a day, seven days a week, throughout the year, to support Railway operations. These applications cannot be shut down for even a minute on account of any outage of power or cooling. 

Sensitive computer equipment used by these IT applications such as high-end servers, storage, network switches etc. needs a controlled environment with precision air-conditioning, uninterruptible power supply (UPPS) , adequate network bandwidth, fire suppression, access control and comprehensive security/surveillance. 

The existing datacenters of Indian Railways are nearing their fully capacity. As the number of critical applications increases, this capacity needs to be expanded and the infrastructure brought in line with global standards. To achieve this, the IR Datacentre in CRIS has been planned to ensure state of the art infrastructure for continuous power, precision cooling and protection to the equipment. Complete redundancy and physical security will be provided in the datacenter facilities through the latest technologies in this area. A secure Internet gateway with high bandwidth datacom circuits already exists, and will be expanded further.

The Indian Railways Datacentre can also cater to its PSUs and will help Railways to provide better services to its customers and management. 

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Wednesday, April 22, 2015

SEVENTH PAY COMMISSION -Request for oral evidence by All India Civil Accounts Employees Association

All India Civil Accounts Employees Association
(RECOGNISED BY GOVT. OF INDIA)                                 

No .AICAEA/HQ/ A-41/7CPC/2015/246
 Dated 30th March 2015

The Member Secretary,
7th Central Pay Commission,
Chatrapati Shivaji Bhawan,
1st Floor, B-14/A, Qutab Institutional Area,
New Delhi 110016
Tel Number:- 26517097
E-mail:- secy-7cpc@nic.in

Subject:- Submission of Memorandum to the 7th Central Pay Commission – request for oral evidence regarding.


This Association, vide its forwarding letter No.AICAEA/HQ/A-41/7CPC/2014/988 dated 28th July 2014 has submitted a “Memorandum” to the 7TH Central Pay Commission.

This Association is a part of the JCM Scheme and one of the members of the Departmental Council of Ministry of Finance.

This Association represents nearly 7000(Seven thousand) employees belonging to the cadres of MTS, LDC, Staff Car Driver, DEO, Computer Operator, Accountant, Senior Accountant, Stenographer, Private Secretary, Hindi translator/officer etc. of the Departmentalized Accounts organization functioning under the Controller General of Accounts, Ministry of Finance, Department of Expenditure.

I, on behalf of this Association, request you to kindly extend us the opportunity of tendering oral evidence in support of the Memorandum submitted by us. We may kindly be intimated the date for tendering oral evidence at least a fortnight ahead so that our representatives from other stations are able to take part.

Thanking you,

Yours sincerely

Secretary General

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Payment of Dearness Allowance to Gramin Dak Sevaks (GDS) at revised rates w.e.f. 01.01.2015 onwards-INDIA POST

No. 14-01/2011-PAP
Government of India
Ministry of Communication & IT
Department of Posts
(Establishment Division)/P.A.P. Section
Dak Bhawan, Sansad Marg, New Delhi – 110 001.

 Dated : 20th April, 2015.


All Chief Postmaster General
All G.Ms. (PAH/Directors of Accounts (Posts).

Subject: Payment of Dearness Allowance to Gramin Dak Sevaks (GDS) at revised rates w.e.f. 01.01.2015 onwards – reg.

Consequent upon grant of another installment of Dearness Allowance, with effect from 1st January, 2015 to the Central Government Employees vide Government of India, Ministry of Finance, Department of Expenditure’s OM. No. 1/2/2015-E-ll (8) dated 10.04.2015, duly endorsed vide this Department’s letter No. 8-1/2012-PAP dated 13.04.2015, the Gramin Dal: Sevaks (GDS) have also become entitled to the payment of Dearness Allowances on basic TRCA at the revised rate with effect from 01.01.2015. It has, therefore, been decided that the Dearness Allowance payable to the Gramin Dak Sevairs shall be enhanced from the existing rate of 107% to 113% on the basic Time Related Continuity Allowance, with effect from the 1st January, 2015.

2. The additional installment of Dearness Allowance payable under this order shall be paid in cash to all Gramin Dak Sevaks.

3. The expenditure on this account shall be debited to the Head “Salaries” under the relevant head of account and should be met from the sanctioned grant.

4. This issues with the concurrence of integrated Finance Wing vide their Diary No. 10/FA/2015-CS dated 20.04.2015.

(Major S.N.Dave)
Assistant Director General (Estt.)

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28TH APRIL 2015



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Special concessions to Central Government Employees working in Kashmir Valley-DOPT

No. 18016/3/2011-Estt.(L) 
Government of India 
Ministry of Personnel, Public Grievances & Pensions 
(Department of Personnel & Training) 

New Delhi, the 20th April, 2015.


Subject:- Special concessions to Central Government Employees working in Kashmir Valley in attached/subordinate offices or PSUs falling under the control of Central Government.

The undersigned is directed to refer to this Department’s O.M. No.
18016/3/201l-Estt.(L) dated 27th February, 2014 on the subject mentioned above and to state that it has been ·decided by the competent authority to extend the package of concessions/incentives to Central Government employees working in Kashmir Valley for a further period of two years w.e.f. 01.01.2014. The package of special incentives for the year 2014 will continue to be the same as in 2013 and the package from 01.01.2015 to 31.12.2015 has been revised. The package for two years is as per Annexure.

2. The package of incentives is uniformly applicable to all Ministries/ Departments and PSUs under the Government of India and they should ensure strict adherence to the rates prescribed in the package. The concerned Ministry/Department may ensure implementation and monitoring of the package in conformity with the approved package, and therefore, all Court cases in which verdicts are given contrary to the package would have to be contested by the. Ministries/Departments concerned.

(Mukul Ratra)
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Tuesday, April 21, 2015

Government Decides to Fix Interest Rates at 8.7% for General Provident Fund(GPF)-PIB

 Government Decides to Fix Interest Rates at 8.7% for General Provident Fund(GPF)and other Similar Funds Including Special Deposit Scheme, 1975(SDS,1975) for Non-Government Provident, Superannuation and Gratuity Funds for the Financial Year 2015-16

            It was decided by the Government to link the interest rates of State PFs (General Provident Fund and other similar funds) including Special Deposit Scheme, 1975 (SDS, 1975) for Non-Government Provident, Superannuation and Gratuity Funds for the FY 2015-16 to Public Provident Fund (PPF) rates. In pursuance of that decision, the Government has decided to fix the rates 8.7% per annum applicable to the following:-

·         The General Provident Fund (Central Services).
·         The Contributory Provident Fund (India).
·         The All India Service Provident Fund.
·         The State Railway Provident Fund.
·         The General Provident Fund (Defence Services).
·         The Indian Ordnance Provident Fund.
·         The Indian Ordnance Factories Workmen’s Provident Fund.
·         The Indian Naval Dockyard Workmen’s Provident Fund.
·         The Defence Services Officers Provident Fund.
·         The Armed Forces Personnel Provident Fund.
         The rate of interest is applicable to the above funds w.e.f. 1st April, 2015 and until further orders.

Recently, the Government had kept the interest rates for PPF and other Small Savings Schemes intact.  However, interest rates for 5 year Senior citizen Saving Scheme and Sukanya Samriddhi Account Scheme have been increased from 9.2 to 9.3% and 9.1 to 9.2% respectively, keeping in view the commitment of the Government towards the welfare of the girl child and the senior citizens.

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